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Take the complexity out of Health Insurance. Find out why and how it works for your personal circumstance.

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With the cost-of-living increasing day by day, its important you speak to an expert who can find those savings while also ensuring you’re on the right level of cover.

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Sometimes it’s not about saving money but finding better value for the money you’re already spending or simply removing things you shouldn’t be paying for.

Ambulance Cover

In case of a medical emergency, this insurance covers the transportation cost of the ambulance. In some states and territories, the government provides ambulance cover for permanent residents

Hospital Cover

In case of a medical emergency, this insurance covers the transportation cost of the ambulance. In some states and territories, the government provides ambulance cover for permanent residents

Extras Cover

This covers the expenses incurred in consultations and treatments received outside the hospital for instance, dental, optical, physiotherapy, acupuncture, etc.

Comprehensive

Health Cover

Is the most popular cover type that includes hospital cover and extras cover. Although the insurance cost may fall on the higher side of the price spectrum, it is advised to compare different products to save money while getting your desired cover.

Find The Right Health

Insurance Policy For You

Finding and comparing the best health insurance policies can be a daunting task. Most buyers don’t know where to start and often buy the first insurance policy they come across.

Deal Reveal does the hard work for you. We offer a complete breakdown of health insurance covers to help you understand what you will get and at what price. You can:

  • Compare Health Insurance in Sydney
  • Compare Health Insurance in Melbourne
  • Compare Health Insurance in Brisbane
  • Compare Health Insurance in Perth

How You Can Compare Health Insurance With Deal Reveal

Deal Reveal allows you to compare various health insurance policies in one place, saving you time and confusion. Depending on the level of care you want in the hospital or types of treatments covered, our experts will give you a compilation of insurance policies to choose from.

Once you have everything in one place, you can draw a detailed comparison and make an informed buying decision in minutes, not hours.

Why Compare Health

Insurance With Us?

Deal Reveal goes out of the way for you to find and list various health insurance products from multiple providers on our panel. Our website gives you a wider choice and comparison capabilities so that you can get what you are looking for.
We help you save the time and hassle of browsing multiple websites and reading through every insurance policy before making a decision.

What Is Private Health Insurance?

Private health insurance covers your treatment in the hospital as well as the health care expenses that Medicare doesn’t cover. Depending on the policy you buy, you will be covered for out-of-hospital medical treatments, which include dental, physiotherapy, etc.
To find yourself better health insurance benefits, you should purchase a health insurance policy from an accredited provider and pay your premiums on time.

How Does Private Health Insurance Work?

With private health insurance, you can get yourself treated at a hospital of your choice as a private patient. Not only can you choose your doctor but also the specialist for your illness. However, such healthcare prerogatives are not available with Medicare. Besides, there are several benefits to choosing private health insurance over Medicare. Private insurance covers the cost of hospitalisation, doctor’s consultation and even out-of-hospital treatments – depending on the policy you have purchased.

Which Health Insurance is Best in the Market?

If you are looking for one of the best health insurance providers in 2022, you might want to choose from the following options: ​​Medibank, Bupa, HCF, NIB and HBF. These insurance providers have the largest market share and account for 78% of the policyholders in Australia.

However, don’t let these metrics alone determine the best insurance provider for yourself or your family. Every individual is different and so are their health insurance requirements. Deal Reveal enables you to compare different health insurance policies and choose the one that suits your circumstances and budget.

Whats is an Excess in health Insurance?

Excess is the amount you pay upfront to cover some of the hospitalisation expenses if you ever get hospitalised. The higher the excess, the lower your private health insurance premiums will be. People who are relatively healthy and don’t expect to get hospitalised in the near future can agree to pay a higher excess amount in the event of hospitalisation and thus reduce their regular premiums. This is a reasonable arrangement for policyholders who don’t want to pay for the services they don’t need or use.

The Excess amount may vary depending on the insurance provider. Considering your health and financial circumstances, you can agree upon a certain Excess amount at the time of buying the insurance policy.

At Deal Reveal, we can help you compare various insurance providers and find the product that serves your best interests.

What Is Private Health Insurance?

Private health insurance covers your treatment in the hospital as well as the health care expenses that Medicare doesn’t cover. Depending on the policy you buy, you will be covered for out-of-hospital medical treatments, which include dental, physiotherapy, etc.
To find yourself better health insurance benefits, you should purchase a health insurance policy from an accredited provider and pay your premiums on time.

Is Health Insurance Tax-Deductible?

Although health insurance is not tax deductible in Australia, you can receive rebates from your private health insurance provider. When you choose private health insurance over Medicare, the government rewards you with a rebate. You can get up to a 33% rebate on your insurance premiums depending on how much you make in a year. The private health insurance rebate is applicable for hospital coverage, extra cover and the comprehensive package.

How Many Australians Have Health Insurance?

According to a recent report by APRA, 55.2% of Australians have extra cover, and 45.2% have hospital cover. These are the verified figures as of June 2022. The insurance costs across the board have been decreasing for the last decade until 2020 when we saw a steady surge in prices in response to the Covid-19 outbreak.

How Much Does Health Insurance Cost

The private health insurance cost can vary between far extremes; however, the average turns out to be $160 per month per person. Your premiums may go up or down depending on the type of cover you choose or the Excess amount you agree to pay upfront if you ever get hospitalised.

Is It Better to Get Health Insurance Through Work or Private?

In terms of cost, getting insured through your employer is better as the premiums are slightly higher for private health insurance. The difference can add up over time and put a bigger dent in your long-term savings. However, if you are looking for a tailored health insurance plan that meets your needs and circumstances, it is recommended to go with private health insurance. For a slightly higher premium, you get to choose your hospital and the specialist for your treatment. With Deal Reveal, you can find, compare and select the best health insurance product without stepping out of your home.

How Do I Choose The Best Health Insurance?

The first step is to look into your needs, preferences, and financial circumstances. For a higher premium, there are insurance providers that offer access to top hospitals and provide extra cover for out-of-hospital medical treatments. These insurance products are suitable for you if:

  • You can afford higher premiums in the long term.
  • You want accommodation and a specialist of your choice.

On the other hand, you can cut some corners by purchasing relatively cheaper insurance with limited healthcare accessibility. If you want a detailed breakdown and comparison, Deal Reveal is the place for you. Here you can compare several insurance products and choose the one according to your unique needs and financial circumstances.

Can You Have 2 Health Insurance Plans?

It is legal to have a secondary health insurance plan if your primary insurance doesn’t cover everything you may need. Having two health insurance plans is pretty commonplace since an individual may be covered through the employer’s insurance as well as their own private health insurance. In addition to private health insurance, you may also be covered by Medicare.

It doesn’t hurt to have more than one health insurance, except that you could be paying more in regular premiums than you ever claim the benefits.

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**Deal Reveal is an authorised referral party to Health Compare Pty Ltd ABN [28 630 657 877]. Any reference to we’ in the above page includes a reference
to Health.Compare to the extent it applies. Health insurance advice is provided by Health.Compare and overseen by ItsMy Health Insurance who are part
of the Itsmy Group (ABN 85 167 289 965) and are signatories to the Private Health Insurance Intermediaries Code of Conduct.